DISASTER. It can strike anytime, anywhere. It takes many forms -- a hurricane, an earthquake, a tornado, a flood, a fire or a hazardous spill, an act of nature or an act of terrorism. It builds over days or weeks, or hits suddenly, without warning.
Every year, millions of Americans face devastation, and its terrifying consequences. Furthermore, a family can experience a devastating loss of property through flood, fire or theft that does not affect others and does not warrant outside governmental support.